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If you saw a business name "balance personal finance consulting" what would you assume they do?

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Steve OsborneOwner at Smarthinking
I would assume the firm dealt primarily with helping Mums & Dads, young singles and those on limited budgets with budgeting, crisis financial management and getting out of debt.I might also expect basic help for low/small budget first time investors with getting into the share or property markets. I would not expect a firm with this name to be operating with high nett worth individuals.
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Are there differences between Chinese internet companies and the Silicon Valley model for internet companies?

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This VR Company Wants to Add Missile Explosions and Race Cars to Your Workout

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What are some good business ideas for a partner/spouse team?

What business ideas might be best suitable for a team of two consisting of spouses or partners?... read more

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Yee Trinh Co-founder at SavvySME
Jef LippiattOwner at Startup Chucktown
Well, I can't answer this from a personal perspective yet (although my wife may get pulled into helping with my ventures at some point).First, it is important to keep separate actions and attitudes. At work you must fill your role and do your part, but you can't take any attitudes from that into the personal relationship (at least not long term). At work they may be your equal, superior or subordinate, but at home you are equals and must treat each other as such.From business that I know spouses have gone into:Creative AgenciesRestaurantsLaw Firms Retail (specifically boutiques)Why do I think the above types of businesses work for partners? Typically because the are more traditional small businesses (they aren't trying to be the next internet juggernaut at least from the ones I'm aware of). The roles they have are either equal or complementary.Example 1 (Law Firm)Husband is a Business Lawyer, Wife is a Family LawyerExample 2 (Creative Agency)Wife runs business operations, Husband is a designerExample 3 (Restaurant)Husband cooks, Wife manages
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Business ideas and monetising new concepts

50 Most Fun Home-Based Businesses

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Can anyone suggest the best products to sell online?

I am a big fan of your website and have great admiration for how you have successful converted your... read more

Yep great answers, passion and niche as already mentioned are key. You need to stand out from the competition and when you are niche you have less competition so easier to grow into that market. One more I would add is know your products and their market. Don't just sell camping equipment if you have never been camping for example.It really is very easy to sell anything online, but knowing your products inside out is essential to be able to build confidence with your customers and allow you to sell the right products rather than the most profitable products.A customer who spends $500 and gets something that perfectly matches their needs is much happier than a customer that spends $1000 which doesn't do everything they want. The $500 will come back and tell their friends.
Nicole McIverOwner at Nicole McIver
My suggestion is selling something you are passionate about, you will do much better and your job will be easier and more enjoyable if your selling a product you are truly passionate about. Find your niche and stick to it.There is also LOTS of brands overseas thats are freaking awesome that arent in Australia yet, find something new, unique and super cool and import it and get distribution rights to it in AU.If you have any further questions email me :)
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How do you know when it's time to let an idea die, rather than pursuing it?

Have you ever had a business idea that you kept coming back to, but seemed like it was never going... read more

Hitesh MohanlalDirector at WOW! Advisors & Business Accountants
If it is a business idea then I always say it needs to make money. You may have a great idea but if there is no market for your service or product then you could be wasting your time. You need to do market research. Will it sell? If there is a market the next thing you need to ask is if you are passionate enough about the product/ service to make it work.
Hi Suzie, This happens not just with business ideas but lots of other things in life too. Are you talking about something you are deciding to 'let go of' because it is not working? Or an idea you just can't seem to shake?Warmly, Lisa
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What is the best way to market my home and office cleaning service?

Hi, My name is Michelo, I am new to running my own business and in need of a lot of help. Can... read more

Michelo, How is it all going?Our cleaner just left and it made me think of this post.I rave about our cleaner and often send him referrals.He WOW's us everytime by always suggesting we do something that needs doing - like the skirting boards or the windows - things we don't notice but our clients might. This builds trust.The other thing he does is after cleaning the toilet he folds the toilet roll in a Vshape (like they do in the hotels) and put a stamp of a bee on it. Easy, but again just a little extra that no other cleaner has done.Think of ways you can WOW your clients and the referrals will come in easily.
Hi Michelo,Some really great ideas posted above. Just one extra I'd like to throw in, I've seen cleaning companies do really well at BNI groups, which if you haven't heard of it before is a referral networking group and there are chapters all around Australia.If you haven't been before, go along as a visitor and check out a few of your local chapters. They are an awesome way for business owners to build relationships and grow their business.Good luck with it all. :-)
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How do you turn a good business idea into reality?

Turning a good idea into a full fledged business is often harder than we think. What are the key... read more

Asked by:
Phil Khor Founder at SavvySME
Steve OsborneOwner at Smarthinking
For me, the key steps for a start-over would be very simple. I wish I had come to this realisation much, much earlier in my 25+ years in business instead of searching for an elixir. First, ensure the product range and service delivery is properly worked out. Once you have something to sell, you need just two things to run a profitable firm:1. a method for attracting new prospects2. a scalable system for converting those prospects into profitable clientsThat's it.If you can consistently get those two things right, any business will be successful. Get them wrong, and you will be doomed to continually wonder and wander, looking for magical solutions. It's a cliche, but what that really means is: get the basic stuff right and the rest will follow.
Phil, I think the hardest thing I have found in business is the persistence. Over 15 years the business has certainly had its ups and downs, a ton of learning, and at times has felt like a hard slog. What am I doing differently now that I didn't do in the early days? These days I am more prepared to invest in education and professionals and mentors that can either shorten my learning curve, implement strategies quicker or assist me in keeping on top of the rapid change we are experiencing. Great question,Cheers, Lisa
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Business ideas and monetising new concepts

Top 5 Tips in Choosing the Right Small Business Idea

A week ago, I outlined some tips to help you get your creative juices flowing and come up with a... read more

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Allan Bennetto Founder at JMango
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Wendy HuangFull Time Blogger and YouTuber at A Custom Blog in 4 Minutes
Love the idea of qualifying your ideas based on who will spend money on it. You could also ask them for the money straight away to see if they are actually being serious or just humouring you :) Make sure wallets are handy :DD
Neil SteggallPartner at Wardour Capital Partners
Great article. Thanks have a great Christmas!
Business ideas and monetising new concepts

Closing the sale

The dos and don’ts when offering your services to potential clients I’ve been looking for a great... read more

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I have recently finished doing exactly this. In addition to all of the great things you mentioned above I'd like to add that not only does it help your client, it also helps you elicit benefits to your client that you might have otherwise overlooked (which is what happened in my circumstance). Why? I found that during development you are seeing your service through your client's eyes instead of yours. Very powerful technique.
Leo EliadesOwner at INSPIRENOW PTY LTD
that's great Jenny, the brain certainly loves the steps. love your suggestion of the 30 second test
Business ideas and monetising new concepts

How will you be remembered?

If you, for whatever reason, decided to go out of business tomorrow, how will you be remembered? ... read more

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Michelle Tupy Blog and Epublishing Manager at Clever Streak
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5 tips for a successful start-up

5 Tips for a SUCCESSFUL Start-up Starting a new business is an exciting and challenging task,... read more

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Neil Steggall Partner at Wardour Capital Partners
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Pinterest Introduces 'Place Pins' to Showcase What Your Business Location Has to Offer

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How to Transform Your Passion into a Successful Business

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3 Big Misconceptions About Bitcoin

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Wannabe Social Entrepreneur? How to Navigate the Growing World of Impact Accelerators

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Groupon Moves Deeper in the Discount Space With "Freebies"

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Richard Branson on How Small Businesses Can Innovate

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How Blind Smartphone Users Helped This Startup Test the Waters

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Phil KhorFounder at SavvySME
Great example of out of the box thinking and breaking down visions into bite-size chunks; a great lesson for startups looking to carve out a realistic scope and execute on it well.