We believe in a no-nonsense approach to lending. If you apply with Nifty, you'll enjoy quick outcomes, high customer service standards and a smart application form that gives you no paperwork loans.
We may be a money lender, but we take a slightly different approach to getting our customers the money they need. We’re here to make sure small, quick, affordable, short-term, bad credit, unsecured personal cash loans are available to everyday Australians without the run-around you’d experience with a traditional lender. We help everyday Aussies to access fast and simple small personal loans worth up to $5,000. Whether you’ve got bad credit, low credit or no credit - our systems are smart enough to know that your credit history is in the past. For a fair go at finance, choose Nifty.