How can I tell if my company has reached the limit of its borrowing capacity?
Can I comfortably handle additional debt? How do you know when you've reached the limit of your borrowing capacity?
If you're uncertain, it is important to have your accountant look over the numbers. Given fluctuations in the economy and revenue for small business, it would be wise to include a buffer to ride out any difficult trading periods.
Keep in mind also that it is illegal to knowingly trade while insolvent.