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Step 2: Get estimates

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Step 3: Hire the right pro

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Top services offered by loan companies

Bank loans

Bank loans

Find a suitable business loan from banks and get help with your application to maximise your chances of approval. 

FROM $1,500

Unsecured business loans

Unsecured business loans

Find lenders with low rates and get expert advice on applying for an unsecured business loan. 

Debt financing (non-banks)

Debt financing (non-banks)

Borrow from external lenders or other qualified organisations instead of traditional banks. 

FROM $200

Business finance

Business finance

Get loans and other types of small business financing from non-traditional lenders. 

Short-term business loans

Short-term business loans

Find the best short-term lenders with low rates and get assistance with your loan application. 

Crowdfunding

Crowdfunding

Get expert advice on how to raise funds on crowdfunding platforms like KickStarter and Indiegogo. 

FROM $250

Private investors

Private investors

Connect with private investors and angel investors who believe in your business and can help you prosper. 

FROM $420

Venture capitalists

Venture capitalists

Find, pitch and win over venture capitalists who can invest in your business and accelerate your growth. 

FROM $1,200

Coronavirus SME Guarantee Scheme

Coronavirus SME Guarantee Scheme

The federal government guarantees 50% of new loans issued by eligible lenders to SMEs. 

Average hourly rate for Loan Brokers in Australia

min rate $36 - $65 max rate







  • M.A.S Partners
    M.A.S Partners

    ABN: 88 000 392 594

    Business Finance and Loans

    Zetland

    As Australia’s original accounting firm for small business, M.A.S Partners (formerly m.a.s accountants) has been providing accounting and advisory services to Sydney, Melbourne and Australian small businesses for over 55 years. With offices in Melbourne and Sydney, and with a committed team of experienced small business accountants and advisors, our accounting services provide our clients with the ability to focus on making their business a success. Having worked with a variety of clients who all have different needs, from accounting basics to tax accounting, or payroll management, accounts payable and accounts receivable assistance, business accounting is our strength. Our clients come from a diverse range of industries and businesses including doctors, dentists, construction companies, restaurants, investors, self-employed trades people, pharmacies, retail outlets, marketing advisors, architects, interior designers, solicitors and a whole lot more.

  • Impact Accounting
    Impact Accounting

    ABN: 37 570 648 410

    Business Finance and Loans

    Worongary

    The team at Impact Accounting have been providing professional tax and accounting services to Gold Coast residents for over 10 years. That’s over a decade of high quality, specialist services for families, businesses and individuals, helping them to attain their business goals and attain their personal ambitions. Whether you require assistance with your tax returns, your investments or expert administration of your self-managed super funds, our trusted accountants gold coast team can offer you the first class service and support that you need, in a timely manner.. Welcome to the Impact Accounting, our objective is to be delivering a professional & comprehensive range of Gold Coast accounting services to our clients which suit their specific business & personal needs. Contact us today for more information.

  • MARVEL CONSULTING
    MARVEL CONSULTING

    ABN: 52169364541

    Business Finance and Loans

    West Footscray

    Marvel Consulting is a accounting & tax firm, based in West Footscray of Melbourne's Inner West, specialising in small businesses & individual investors. We partner with you, our client, as your virtual CFO. We seek to understand your current needs and future ambitions to then work with you to implement strategies in achieving positive results. Naturally we will take care of your accounting & taxation requirements. Our professionals keep abreast with changes affecting our industry and business in general, they are also abreast many other facets of business operations.

  • Platinum Accounting & Taxation Pty Ltd
    Platinum Accounting & Taxation Pty Ltd

    ABN: 96117729263

    Business Finance and Loans

    Melton

    Tech-savvy, tax-savvy, small business experts: Platinum Accounting & Taxation is where business accounting expertise meets tech-savvy execution to create simpler and faster services. We work differently, just as today’s businesses do. With our technical expertise and next-gen methods, we will show you a more efficient way of doing business. While other accounting firms consider tax returns and small business tax compliance the end of the client process, we see it as just the beginning. We are business advisors offering strategic business development including marketing direction to help you grow your business. We recognise that business owners want five things beyond compliance services including Growth, Profit, Cashflow, Asset Protection, Succession. We offer proactive accounting services; comprehensive tax strategies and actionable business advice that will help improve your business.

  • Samuel & Sonz
    Samuel & Sonz

    ABN: 91395500743

    Business Finance and Loans

    Marsfield

    Samuel & Sonz Valuation & Business Advisory Support Services exists to solve the critical decision support issues facing our clients in finance. Our unique approach is not only what differentiates us, but also what makes us successful. We provide a focused range of support services and solutions to help businesses increase business value, minimize risk, achieve their vision and optimize performance and productivity. We provide the following services; Business Valuations Buyer Due Diligence Special Ad Hoc projects Business Plans Accounting and Book Keeping Services

  • Infinity Factors
    Infinity Factors

    ABN: 22168914430

    Business Finance and Loans

    Brisbane City

    "Infinity Factors — the business cash flow specialist with offices in Sydney and Brisbane, Australia. We specialize in providing Invoice Finance, a solution which has proven to be particularly successful in assisting other companies deal with their cashflow challenges. Industry knowledge. Our years of experience in various industries, especially in the construction industry, help us gain in-depth knowledge into how businesses work. This wealth of knowledge helps us decide which financing is best for your business. Prior assessment. We don’t act unless we have sufficiently assessed your current financial situation. Fast and efficient response. We process your applications as soon as we receive them. We believe acting quickly can be the key to assisting a business, particularly one which is facing financial challenges. Open communications. We maximize technology to keep our communication lines open. Contact us through phone, email, Viber, or our social media accounts."

  • The Trustee for Carbon Accountants Swan Valley Unit Trust
    The Trustee for Carbon Accountants Swan Valley Unit Trust

    ABN: 60662425110

    Business Finance and Loans

    Ellenbrook

    Carbon bring a dynamic, energised approach to financial management services that is game changing for the businesses we work with. We’ve brought together a group of highly motivated and qualified individuals, all specialists in their individual areas. Launching in 2014 with divisions in accounting and bookkeeping, we soon introduced cloud integration, insurance and finance broking to our service offering. Over the past few years, we've grown rapidly and now have offices in Nationwide, offering a total of nine services divisions led by industry specialists; accounting, advisory, R&D, bookkeeping, payroll, cloud integration, insurance, finance, financial planning. We stand out because we’re different in many ways. We bring an energetic focus on technology and progression to the solutions we deliver to clients who trust us with creating change and initiating growth in their businesses.

Business Loan Brokers

At a certain stage, almost every business will require additional capital, whether it’s to purchase equipment and assets, pay wages or invoices, increase their working capital or grow their business. 

This is where business loan brokers come in. 

What is a business loan broker?

A business loan broker is an expert who works to find the best business loan for your business funding needs. They can find the lowest interest rate for your business loan and determine the best loan type for you, whether it is a short-term, secured loan, unsecured small business loan or line of credit. 

Business loan brokers can also help you negotiate a better loan interest rate and prepare your business loan application. 

How much does a business loan broker charge? 

Business loan brokers usually earn their commission from lenders, and this can be anywhere between 1% to 3% of the total loan amount (note that this range is an indication only and may be higher depending on the loan). 

Before you engage in a broker’s services, ensure that you’re aware of all the costs involved. 

What should I look for in a business loan broker?

There are a few ways you can compare business loan brokers to ensure you are working with the right broker. Some things to look for include:

  • Reviews and ratings
    Compare brokers and find one with a high approval rating. You may also want to ask for some references they’ve received from previous clients to ensure they have a strong track record. 
  • Qualifications
    Check that loan brokers are accredited and possess the appropriate industry-standard qualifications.
  • Lending panel
    Many brokers will have a standard lending panel which they will introduce you to. Get a sense of the type of lenders on this panel to see whether they are appropriate for your needs. Ensure your broker states any affiliations they may have with a lender. 
  • Fees
    Check that your broker is not charging additional fees. A good business loan broker should be transparent about their commission and fees.
  • Industry specialisation
    Some brokers may specialise in loans in a specific industry and introduce you to a tailored selection of loans common for your type of business or industry. 
  • Network
    If a broker has a wide network of professionals and resources they can link you to, this is a good indication of their knowledge and industry experience. 
  • Service
    Choose a loan broker who is flexible and provides both reliable and timely responses after doing their due diligence. 

What are some common pitfalls to avoid when choosing a loan broker? 

When choosing a business loan broker, ensure that you are not falling into any common traps and be wary of brokers who exhibit any of these red flags. 

 Brokers who charge you additional fees
If a broker is being paid a commission by the lender supplying your loan, they should not be double-dipping and charging you additional costs on top of what they’re already earning. 

❌  Brokers who are hard to reach
Be wary of brokers who are difficult to contact via phone or email. 

❌  Brokers with no experience or references
Do some background research on your broker. It’s usually quite easy to find some information about their industry experience online. Additionally, you can ask a broker for testimonials from previous clients. 

Brokers who disregard credit history
Avoid a broker who disregards credit scores completely and offers you promises of loans that sound too good to be true. You may end up with a loan where you are required to pay higher interest rates than necessary or one that is not appropriate for your business. 

What information do I need to provide to a business loan broker?

Typically, business loan brokers will want to get an idea of your business needs and what you’re looking to accomplish with your loan. Much of this introductory information can be exchanged in initial conversations, but in order to match your needs to the right loan, they will usually require more detail in the form of financial statements (usually from the last 2-3 years), tax returns and business activity statements (BAS). 

How do I ensure I am getting the best brokerage services? 

To get the most out of your loan brokerage service, try to provide as much detail as possible to your loan broker, including things like company history and cash flow projections. 

Also be very clear about what you’re aiming to get out of the loan and ensure your broker is considering a range of different lenders. 

Any additional information you provide will assist your lender in recommending the right loan for your business. 

Why use an online business loan broker service? 

For most business owners, time is a scarce resource and contacting brokers physically can be a time-consuming process. 

Online business broker services are websites which bring a range of lenders together on one platform where you can easily compare them against your needs and contact the appropriate brokers for more information. 

SavvySME offers this service for free. Simply follow the three steps above to begin comparing lenders. 

You can also compare the latest range of offers for business loan products and packages which have been curated with small businesses in mind.