Is your SME affected by the long Australian Summer Holiday?
Our main business platforms are finance, equity placement and consulting and effectively we are in a form of lock down on the first two divisions from around the 15 December to the end of January. I also find only 50% of debtors pay us during this period.
Ling Lee at Digital Marketing and Personal Branding
Some SME's are seasonal, so yes, they will be affected in a good way :D